Tuesday, April 17, 2018

RBI Tightens Monitoring of Liberalised Remittance Scheme (LRS) for Overseas Money Transferring


RBI Tightens Monitoring of Liberalised Remittance Scheme (LRS) for Overseas Money Transferring

R V Seckar FEMA , Corporate Law & Insolvency Law Consultant 09848915177


The Reserve Bank today tightened reporting norms for the Liberalised Remittance Scheme (LRS) under which an individual can transfer up to USD 2,50,000 abroad in a year.

R V Seckar FEMA , Corporate Law & Insolvency Law Consultant 09848915177


Declaration made by the Remitter

The LRS transactions are currently permitted by banks based on the declaration made by the remitter.

The monitoring of adherence to the limit is confined to obtaining such a declaration without independent verification, in the absence of a reliable source of information.

"In order to improve monitoring and also to ensure compliance with the LRS limits, it has been decided to put in place a daily reporting system by AD banks of transactions undertaken by individuals under LRS, which will be accessible to all the other ADs," the RBI said in a notification.

R V Seckar FEMA , Corporate Law & Insolvency Law Consultant 09848915177


To Upload Daily Transaction-Wise Information 


Now banks will be required to upload daily transaction-wise information undertaken by them under LRS.

Under the LRS, all resident individuals, including minors, are allowed to freely remit up to USD 2,50,000 per financial year for any permissible current or capital account transaction or a combination of both.

R V Seckar FEMA , Corporate Law & Insolvency Law Consultant 09848915177


Individuals can avail of foreign exchange facility for the purposes within the limit of USD 2,50,000 only.

The scheme was introduced on February 4, 2004, with a limit of USD 25,000.

The LRS limit has been revised in stages consistent with prevailing .



Courtesy - Indian Express 


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